Rideshare Accidents & Insurance in Texas
Texas has specific laws and requirements for rideshare companies, including liability insurance regulations. For example:
- Uber and Lyft drivers in Texas are required to carry personal insurance that complies with state minimums
- When logged into the app but not carrying a passenger, they are covered by rideshare-provided insurance with liability limits of up to $50,000 per person
- Once a passenger is picked up, Uber or Lyft’s $1 million liability policy typically takes effect, covering both the driver and passenger in the event of an accident
What Damages Can Be Recovered in an Uber/Lyft Accident?
Victims of Uber or Lyft accidents may be eligible to recover a range of damages depending on the severity of the accident and the impact on their lives. Recoverable damages typically include the following:
- Medical expenses
- Lost wages
- Property damage
Additionally, victims may seek compensation for:
- Pain and suffering
- Emotional distress
- Any long-term or permanent disabilities resulting from the accident
In some instances, punitive damages may be awarded if the accident was caused by reckless or egregious behavior. An experienced attorney can help assess the extent of potential damages to ensure fair compensation.