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Maximize Your Settlement with Houston’s Leading Car Accident Lawyers

With decades of experience handling complex car accident claims, we have built a reputation for securing substantial settlements and verdicts for our clients. Our in-depth knowledge of Texas personal injury laws, combined with our strategic approach to litigation, ensures that we pursue every available avenue to maximize your compensation.

You shouldn’t have to face this battle alone. Let us handle the legal complexities while you focus on healing. Schedule a free consultation with a head-on collision lawyer in Houston at Davis Law Group today and take the first step toward justice and financial recovery.

Why Head-On Collisions Are So Dangerous

Most head-on crashes are preventable and occur due to negligence or reckless driving, including:

  • Distracted driving: Texting, eating, or using in-car entertainment systems.
  • Drunk driving: Impaired judgment and reaction times.
  • Drowsy driving: Falling asleep at the wheel.
  • Speeding: Losing control while passing or taking curves.
  • Wrong-way driving: Entering highways or one-way streets incorrectly.
  • Unsafe passing: Misjudging distance when overtaking another vehicle.

Unlike other types of crashes, head-on collisions involve the full force of two vehicles colliding front-first at high speeds. The impact is often catastrophic, leading to injuries such as:

  • Traumatic brain injuries (TBI)
  • Spinal cord injuries and paralysis
  • Broken bones and fractures
  • Internal organ damage
  • Severe lacerations and burns

Many of these injuries require extensive medical treatment, long-term rehabilitation, and significant lifestyle adjustments. In the most tragic cases, families are left grieving the loss of a loved one due to wrongful death.

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Texas Head-On Collision Laws

Fault and Negligence Laws


Texas follows a modified comparative negligence rule under Texas Civil Practice & Remedies Code § 33.001. This means that:

  • You can recover damages if you are less than 51% at fault for the accident
  • Your compensation will be reduced by your percentage of fault
  • Your compensation will be reduced by your percentage of fault
  • For example, if you are found 20% at fault, your settlement is reduced by 20%

Traffic Violations Leading to Head-On Collisions

Many head-on crashes result from violations of Texas Transportation Code laws, including:

  • Driving on the Wrong Side of the Road (§ 545.051): Drivers must stay in the right-hand lane unless passing safely.
  • Failure to Obey Traffic Signs or Signals (§ 544.004): Ignoring signs and signals that prevent wrong-way driving or improper turns.
  • Driving Under the Influence (§ 49.04): Drunk driving is a leading cause of deadly head-on crashes and carries criminal penalties.

Proving that the at-fault driver violated any of these laws can strengthen your case by establishing negligence per se, meaning their actions were automatically deemed negligent.

Insurance and Compensation Laws

Texas requires all drivers to carry minimum liability insurance:

  • $30,000 per person for bodily injury
  • $60,000 per accident for bodily injury
  • $25,000 for property damage

However, these limits may not fully cover serious head-on collision injuries. That’s why victims may also file personal injury lawsuits to seek additional compensation for medical expenses, lost wages, pain and suffering, and long-term rehabilitation.

Who Can Be Held Liable in Texas Head-On Collision Cases?

In most cases, the driver who caused the accident is held liable. Common negligent behaviors include:

  • Driving the wrong way on a road or highway
  • Distracted driving (texting, using a phone, etc.)
  • Drunk or drug-impaired driving
  • Speeding or reckless driving
  • Falling asleep at the wheel

Other potentially liable parties include the following:

  • If the at-fault driver was operating a company vehicle or driving for work purposes (such as a delivery driver or commercial truck driver), the employer may be held liable under vicarious liability laws in Texas.
  • If a mechanical defect—such as brake failure, steering malfunctions, or airbag deployment issues—contributed to the crash, the vehicle manufacturer or parts manufacturer may be responsible under product liability laws.
  • Poor road conditions, missing or incorrect signage, or dangerous road designs can contribute to head-on collisions. If roadway negligence is a factor, the state, city, or county responsible for road maintenance may be held liable. Claims against the government have special legal procedures and strict deadlines, so it’s essential to act quickly.
  • Under Texas Dram Shop Laws, a bar, restaurant, or liquor store that overserved alcohol to an intoxicated driver who later caused a head-on crash may be held partially liable for damages.

In some cases, another driver may have played a role in causing the accident without directly colliding with either vehicle. For example, a driver who suddenly cuts off another car could force them into oncoming traffic, leading to a chain-reaction accident.

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Potential Compensation in Houston Head-On Collisions

Medical Expenses

  • Emergency room treatment
  • Hospitalization and surgeries
  • Medications and medical devices
  • Physical therapy and rehabilitation
  • Long-term care for permanent injuries

Lost Wages and Loss of Earning Capacity

  • Compensation for time missed from work
  • Loss of future earnings if injuries prevent you from returning to work
  • Loss of benefits such as retirement contributions and bonuses

Pain and Suffering

  • Compensation for physical pain and emotional distress
  • Loss of enjoyment of life due to permanent disabilities
  • PTSD, anxiety, and depression caused by the trauma of the accident

Property Damage

  • Cost to repair or replace your vehicle
  • Reimbursement for personal belongings damaged in the crash

Punitive Damages (In Cases of Gross Negligence)

  • If the at-fault driver was extremely reckless—such as driving under the influence or engaging in street racing—you may be awarded punitive damages as a form of punishment against the negligent party

Wrongful Death Damages (For Families Who Have Lost a Loved One)

  • Funeral and burial expenses
  • Loss of financial support and future earnings
  • Emotional suffering and loss of companionship

How Do I Know If I Have a Head-On Collision Case?

Generally, you may have a strong personal injury case if you can prove that another party’s negligence or reckless actions caused the crash and your injuries. Key determining factors include the following:

1. Was Another Driver at Fault?

  • Did the other driver cross into your lane?
  • Were they speeding, distracted, or under the influence?
  • Did they violate traffic laws, such as driving the wrong way or failing to yield?

2. Did You Suffer Injuries or Financial Losses?

  • Have you received medical treatment for your injuries?
  • Did the accident cause you to miss work or lose income?
  • Are you facing ongoing medical expenses or rehabilitation?

3. Can Negligence Be Proven?

  • Is there police report evidence showing fault?
  • Are there witness statements supporting your claim?
  • Do surveillance or dashcam videos show how the accident happened?

4. Are You Within Texas' Legal Deadline?

Even if you were partially responsible for the crash, you may still have a case under Texas' modified comparative negligence rule—as long as you are less than 51% at fault. However, your compensation may be reduced based on your percentage of fault.

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How Davis Law Group Can Help

At Davis Law Group, we bring decades of experience handling these types of complex cases. Our team of seasoned head-on collision attorneys in Houston has a deep understanding of Texas traffic laws, insurance tactics, and the long-term impact of severe crash injuries. When you work with us, you’re not just hiring a lawyer—you’re gaining a dedicated advocate who prioritizes your well-being.

We take a comprehensive, evidence-based approach to every case. Our legal team conducts thorough investigations to establish fault and build a strong claim. We also collaborate with medical professionals and financial experts to assess the full extent of your injuries and losses. If the insurance company refuses to offer a fair settlement, we are fully prepared to take your case to trial and fight for the maximum recovery you deserve.

If you or a loved one has been injured in a head-on collision, time is critical. The sooner we begin investigating, the stronger your case will be. At Davis Law Group, we offer free consultations and work on a contingency fee basis, meaning you pay nothing unless we win your case. Don’t navigate this battle alone—contact us today to discuss your legal options and take the first step toward justice.

Joshua P. Davis
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Head-On CollisionFAQ

What should I do immediately after a head-on collision?

How long does it take to resolve a head-on collision claim?

What if the at-fault driver was uninsured or underinsured?

Can passengers in a head-on collision file a claim?

Do I have to go to court for a head-on collision claim?

What if I was injured as a pedestrian in a head-on collision?

Can I recover damages for emotional trauma from a head-on collision?

What if my child was injured in a head-on collision?

What should I do immediately after a head-on collision?

After a head-on crash, your safety is the priority. Call 911, seek medical attention, and document the scene by taking photos and gathering witness contact information. If possible, obtain a copy of the police report. Then, contact an experienced head-on collision attorney to protect your rights.

How long does it take to resolve a head-on collision claim?

The timeline varies based on factors such as the severity of injuries, insurance negotiations, and whether the case goes to trial. Some cases settle within a few months, while others, especially those involving litigation, may take over a year.

What if the at-fault driver was uninsured or underinsured?

If the at-fault driver lacks sufficient insurance, you may still recover compensation through your own uninsured/underinsured motorist (UM/UIM) coverage. A lawyer can help you file a claim and ensure you get the compensation you deserve.

Can passengers in a head-on collision file a claim?

Yes. Passengers injured in a head-on collision can file a claim against the at-fault driver’s insurance or the driver of the vehicle they were in, depending on who was responsible for the crash.

Do I have to go to court for a head-on collision claim?

Not always. Many cases are settled through insurance negotiations. However, if the insurance company refuses to offer a fair settlement, taking your case to court may be necessary to maximize compensation.

What if I was injured as a pedestrian in a head-on collision?

If a vehicle involved in a head-on crash hit you as a pedestrian, you may have a claim against the at-fault driver. Texas law protects pedestrians, and you can seek compensation for medical bills, lost income, and pain and suffering.

Can I recover damages for emotional trauma from a head-on collision?

Yes. Compensation in head-on collision cases includes pain and suffering, which covers emotional distress, PTSD, anxiety, and other psychological impacts from the crash.

What if my child was injured in a head-on collision?

If a child is injured in a head-on crash, parents can file a claim on their behalf to cover medical costs, emotional trauma, and long-term care needs. Texas courts prioritize the well-being of injured minors when awarding compensation.

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